5 Million Premium Available

Approximately $5 million in written premium available in Jersey City and Hudson County, consolidated from multiple established books of business. Weighted toward personal auto with home, condo, renters, and a commercial component in place. This is a scale opportunity, not a startup. The buyer steps into an existing client base with immediate renewal income instead of spending years building to this level in one of the densest markets in the country. What comes with it: Established household base across Hudson County. Immediate renewal commission from a seasoned book. Full district support including onboarding, training, and mentor agency access. Farmers brand and full product suite across personal lines, commercial, life, and financial services. Access to district marketing programs and lead sources. Why Hudson County: New York metro premium levels without New York City operating costs. This is the densest county in the state, minutes from Manhattan, with high auto and renters penetration and a client base that turns over into homeownership and life needs as households mature. Occupancy and staffing run meaningfully below the five boroughs while average premium per household stays close to it. The market is young, mobile, and heavily multilingual. Agencies that serve it well build referral density fast because these households cluster by building, employer, and community. The client base here is significantly underpenetrated on life and financial services. Who this fits: an experienced business owner or sales professional who wants NYC-metro economics with a workable cost structure. Insurance experience preferred but not required. We look for people with a track record of building something, a positive attitude, and the mindset to grow this book well past where it sits today. Multilingual capability is a real advantage here. Serious inquiries only. Buyer must qualify for and complete Farmers agency appointment requirements. Full financials and book detail available under NDA.